You’re one fire away from losing it all.
You’re a few clicks away from making sure you don’t.
No tax papers, no bank statements — just a few photos of your shop. Fire, theft, and disaster cover, sorted in minutes.
85%of India’s 70 million small shops have no insurance.
The problem is real
We watched a fire take away everything from families who had spent decades building their small businesses. That’s why we’re doing this.
Each icon represents 1%of India’s 70 million small shops — 85% have zero coverage.
85% uninsured
India has 70 million small shops. Nearly 85% have zero insurance coverage.
The paperwork wall
Insurance companies require years of tax returns and bank statements. Most cash-run shops can't produce them.
One incident ends it all
India records 1.6 lakh fire incidents every year. A single fire in a market can destroy hundreds of uninsured shops overnight.
This happens more than you’d think
Illustrative composite scenarios based on common, real risks — not documented individuals.
Ramesh
Garment shop, Surat
A short-circuit fire gutted his stock overnight. Twenty years of savings were in that shop — none of it insured. He's still repaying suppliers.
Fatima
Electronics shop, Lucknow
A break-in cleared out her display counters in one night. The police report took weeks; the loss was immediate and total.
Suresh
Grocery store, Nagpur
Monsoon flooding ruined his stock for the second year running. Each time, he rebuilt from scratch — because there was nothing else to do.
Our approach
We don’t ask for tax papers. We look at the shop itself — what you sell, how big it is, and what’s inside.
Snap photos of your shop
We assess what we see
Get covered — no papers needed
The 3+ Layer Shield
More than three layers of protection that matter when something goes wrong.
Fire & electrical
Fire damage and short-circuit incidents covered.
Theft & burglary
Protection against robbery and break-ins.
Business interruption
Fixed daily cash while your shop recovers — so your family still has money for rent and food.
Simple, honest pricing
We’re still finalizing plans with insurance partners. Here’s what to expect.
Plans typically range from ₹100 to ₹1,000 per month
Based on your shop size, type, and stock value
No hidden fees. No middleman markups.
We’re currently testing with real shop owners to set fair prices.
Why IndiAssure
Traditional insurance wasn’t built for small shops. We are.
Frequently asked questions
If something happens, here’s what you do
Reach out to us
Call or message — we respond fast.
We send an inspector
A trained person visits your shop.
Claim is paid
Damage assessed, payout initiated.
Let’s talk
Whether you’re a shop owner, investor, or insurance partner — we’d love to hear from you.